In its 2008 annual report, the President’s Advisory Council on Financial Literacy defines financial literacy as
"the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being."
Hagler, G. M. (2016). Financial Literacy. Salem Press Encyclopedia
Welcome to Money Smart Week 2016 at the Jernigan Library!
All events are free and open to the public. No registration required. All events will be held in Room 302, third floor, of the Jernigan Library.
Tuesday, April 26, 3:00 – 4:00 p.m.
Credit & Credit Cards
Credit cards are an excellent tool for establishing credit. Credit cards are very useful and easily abused. One of the most important numbers in everyday life is the credit score number. Join us in this informal session to find out about credit, credit cards, credit scores, and how credit bureau information generates a score and the impact credit scores have on your financial health.
Wednesday, April 27, 3:00 – 4:00 p.m.
This session will help you get a thorough understanding of personal banking services and how they can benefit you. Mastering your money requires knowing how to set and reach goals; how to shop for the best interest rates; what are the advantages to having a checking and savings account; and safe internet banking.
Thursday, April 28, 3:00 – 4:00 p.m.
Preventing Identity Theft
Identity theft is a serious crime. Identity theft happens when someone steals your personal information and uses it without your permission. How secure is your identification and personal information? How secure is your credit card? This session will explore positive steps to help prevent identity theft.
Money Smart Week
What is Money Smart Week?
Money Smart Week is a public awareness campaign designed to help consumers better manage their personal finances. This is achieved through the collaboration and coordination effort of organizations across the country including businesses, financial institutions, schools, libraries, not-for-profits, government agencies and the media. These groups come together once a year to stress the importance of financial literacy, inform consumers about where they can get help and provide free educational seminars and activities throughout the week.